In this case, fortunately, the damage is relatively minimal and doesn't impact the operation of the car. It seems that the driver of the other vehicle backed his trailer hitch into a plastic grill under our bummer and which was then hooked on as he pulled forward. As far as I can tell, the damage seems limited to this single piece of plastic.
Of course, the really amusing part about the whole event is that truck was being operated by our neighbour's adult son. So after he told me about the damage he had to go in and tell his mother, which probably gave him a flashback to his teenage years.
Life always seems to have a way of bringing one back into contact with large bureaucracies (in this case the our insurance company).
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